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Home Warranty vs. Home Insurance

Last updated 8 months ago

Nearly every homeowner has home insurance—after all, it is required by most mortgage companies—but many do not have a home warranty. In fact, there is a major misconception that home insurance makes a home warranty redundant. These products cover different parts of your house, and failing to have a home warranty in addition to insurance could cost you thousands.

In this video, learn what makes a warranty different from home insurance. A home warranty covers the major appliances in your home and replaces or repairs them when they don’t work because of unexpected malfunctions. Home insurance only covers the structure of your home when it is damaged through a major incident. Watch this clip to learn about the different payment structures of these two types of coverage.

At Colonial Home Warranty, we can help you avoid the shock of major repair costs by covering repairs and replacements of your appliances. Call us at (888) 481-3941 to learn more about our plans.

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